Welcome to Real Smart Micro Finance Association

Discover how Real Smart Micro Finance Association can help you achieve your financial goals and drive real change in your personal and professional life.

Welcome to Real Smart Micro Finance Association, a robust financial ally dedicated to empowering small-scale businesses and individuals with the financial tools they need to thrive. Founded on March 9, 2016, as a private non-government entity, we have been steadfast in our commitment to fostering economic growth and financial inclusion. At Real Smart Micro Finance Association, our mission is to make financial services accessible and affordable to all, especially the underserved and underbanked sections of society. We specialize in providing personalized loan solutions that cater to the unique needs of our clients, ensuring that financial constraints never stand in the way of potential. We offer a diverse range of financial services, focusing primarily on personal and business loans. Our solutions are crafted with flexibility and favorable terms, designed to give our clients the support they need without the burden of overwhelming costs.
Financial Expertise and Compliance

6472

PERSONAL LOANS GIVEN

3210

BUSINESS LOANS SANCTIONED

5

BRANCHES
ACROSS

80

EXPERIENCED EMPLOYEES

WHY CHOOSE Real Smart Micro Finance Association?

Easy Application Process

Applying for a loan with us is simple and straightforward. Should you encounter any issues during the application process, our friendly team is just a phone call away to assist you. We ensure that getting started with your loan application is hassle-free and user-friendly.

Transparency Guaranteed

We pride ourselves on having no hidden fees. Our terms and conditions are clear and transparent, providing you with peace of mind and a straightforward understanding of our loan agreements.

Rapid Approval

Whether it's personal loan or business loans at Real Smart Micro Finance Association, we expedite the review of your loan application, ensuring a swift approval process. Provide all the necessary documentation and meet our eligibility requirements to facilitate a quick decision on your loan request.

No Collateral Required

At Real Smart Micro Finance Association, we do not require collateral for our loans. We recognize that emergencies can arise, necessitating quick financial solutions without the burdens of collateral or high credit scores.

Quick Disbursal

Once your loan is approved and all formalities are completed, the disbursal of funds is almost immediate, typically within one day. Our efficient process ensures that you get access to the funds you need without unnecessary delay.

Competitive Rates and Flexible Terms

Our interest rates are highly competitive, with loans up to ₹100,000 available at just 2% per month. This ensures that your EMIs are affordable and manageable. Additionally, we offer flexible repayment terms of 12, 15, or 18 months.

GET A LOAN FOR ALL YOUR NEEDS

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