Mr. Vijay Kumar Yadav (MD & CEO)


With over 16 years of experience in NBFC and banking, Mr. Vijay Kumar Yadav brings a unique perspective to our work. His career spans roles at UAE Exchange & Financial Services, Thomas Cook India, HDFC Bank, Axis Bank, Bandhan Bank, YES Bank, and RBL Bank. This diverse background equips him to lead Real Smart Micro Finance Association towards a brighter future. By Real Smart Micro Finance Association, his mission is to empower individuals and communities through innovative microfinance solutions that foster financial independence and sustainable growth.
Mr. Vijay Kumar Yadav journey is driven by integrity, excellence, and innovation and he believes that by investing in clients' dreams and aspirations,we build a foundation for mutual success

Mr. Ashok Kumar Yadav (DVP Finance)


Mr. Ashok Kumar Yadav heading the Finance Department of Real Smart Micro Finance Association. He has over 14 years of rich experience in the field of Finance Management.
Mr. Ashok Kumar Yadav Oversees the company's financial strategy, Including planing, Risk Management, Performance Reporting and Investors Relation at Real Smart Micro Finance Association. He Holds a graduation degree in commerce from BHU & Post graduation from Mahatma Kashi Vidyapeeth.

Mr. Suresh Chandra Yadav (HR & Legal Manager)


Ms. Suresh Chandra Yadav is a certified Advocate with All India Bar Councils with a robust background in Corporate and solid foundation in human resources and legal compliance, virtuoso in corporate legal and company policy with HR Payroll, she's also a Company Secretary finalist. Prior to joining the Company, she worked as a HR & Legal Manager in Design House India Pvt.Ltd. over 6 years of specialized experience in Legal & HR she is poised to contribute significantly to Real Smart Micro Finance Association mission, ensuring regulatory excellence and operational efficiency.

Mr. Narendra (IT MANAGER)


With over 8 years of experience in the finance sector, Mr. Narendra joined Real Smart Micro Finance Association as the IT Manager, bringing a remarkable career that began as an Executive at Mitrata Finance and advanced through roles such as Senior Executive at Akasha Finance and Assistant Manager at Cashtree Finance, before returning to Mitrata as a Deputy Manager, where he successfully lead the IT & MIS team. His extensive knowledge of the MFI and NBFC sectors enhances his ability to leverage technology, drive innovation, and improve user experiences. Beyond his professional achievements, he is a strong advocate for continuous learning, enjoying the opportunity to mentor junior team members and stay abreast of industry trends, making him a vital asset to Real Smart Micro Finance Association.

Mr. Raj Kishor Chaurasia (DVP-Operation)


Mr. Raj Kishor Chaurasia is having almost 16+ years’ Experience in Banking & NBFC-MFI. He had started his career with Share Micro-fin on Grass root position, Raj Kishor Chaurasia is having deep knowledge of Microfinance industries and Products. He has joined Real Smart Micro Finance Association as DVP-OPERATION ,prior to Real Smart Micro Finance Association he has his stints with Utkarsh Small fiancé Bank, Arohan Financial services, Sindhuja Micro credit & Vedashini Federations. Raj Kishor Chaurasia has worked at different - Geographical State like-Uttar Pradesh, Bihar and Rajasthan and has diversified & rich experience in business development.

Mr. Shambhu Choursiya (AVP MSME)


Mr. Shambhu Choursiya, our AVP - MSME, is a distinguished professional with over 15 years of experience in rural livelihoods and rural lending development finance. His career journey is marked by impactful roles in Banking, NBFC, and Microfinance, specializing in both secured and unsecured business loans. Shambhu Choursiya expertise has been honed through his contributions at renowned institutions like Axis Bank, L&T Finance, Bharat Finance LTD, Jana Small Finance Bank, and Utkarsh Small Finance Bank.

Our Core Team

Core Team

Shri P.R. Yadav

(Legal Head )

Core Team

Mr. Manoj keshari

(Charted Accountant)

Core Team

Mr.Devendra Tiwari

(Company Secretary)

Core Team

Mr. Sunil Singh

(Marketing Head)

Core Team

Digital Marketing Team

(Social Media Head)

Our Department Heads

Finance Department Head

Mr. Ajay Singh

(Sr.Verification Officer)

Operations Department Head

Mr.Anupam Yadav

(Sr.Branch Manager)

HR Department Head

Mr.Vaibhav Srivastava

(Risk Management Officer)

Legal Department Head

Miss Muskan Gupta

(Account Head)

Legal Department Head

Mr. Nandlal

(ABM Maldahiya)

Legal Department Head

Mr.Sachin Srivastava

(ABM Cholapur)

Legal Department Head

Mr.Akhilesh Tiwari

(ABM Rajatalab)

Legal Department Head

Mr.Satyendra Mishra

(HR & Admin Head)

Legal Department Head

Mr. Arvind Kumar

(ABM Pindra)