Mr. Narendra (MD & CEO)


Mr. Narendra brings to the table unique experience in NBFC & banking. He has started his career with UAE Exchange & Financial Services and then worked with Thomas Cook India, at both the places he was handling the FOREX Business specially along with the other products of the organization. He has started his banking career with HDFC Bank in Retail Banking segment at New Delhi and then moved to Axis Bank in Uttar Pradesh and continued working in the retail banking segment with Bandhan bank, YES Bank and his last organization was RBL Bank where he was working as Deputy Vice President, Retail Banking. He is having total work experience of more than 16 years. He is a commerce graduate and did MBA in Marketing and Finance.

Mr. Vijay Kumar Yadav (Director)


Mr. Vinay Kumar Yadav brings to the table an unique experience of being the founding team member of a new generation NBFC MFI & Small Finance Bank which is Utkarsh Small Finance Bank. He has proven expertise in Funds Planning & Mobilization, Management and reporting, business planning, and Managing investor relations. Prior to Real Smart Micro Finance Association, he was with Vedashini federation as MD and looking as for entire organization,he was co – founder and established the organization very well, prior to that was acting as Regional Head (AVP) with Utkarsh small finance bank and served 11 years. He is a graduate and did an MBA as well. He has rich experience of more than 16 years in finance & Banking. He has been with microfinance industry for more the 14 years out of His total experience.