About

About Real Smart Micro Finance Association

Real Smart Micro Finance Association is a Private company incorporated on 09 March 2016. It is classified as Non-government company and is registered at Registrar of Companies, Kanpur. Its authorized share capital is Rs. 1,000,000 and its paid up capital is Rs. 100,000. It's NIC code is 671 (which is part of its CIN). As per the NIC code, it is inolved in Activities auxiliary to financial intermediation, except insurance and pension funding.[This Group includes activities involved in or closely related to financial inter-mediation other than insurance and pension funding but not themselves involving financial inter-mediation].

Real Smart Micro Finance Association's Annual General Meeting (AGM) was last held on N/A and as per records from Ministry of Corporate Affairs (MCA), its balance sheet was last filed on 31 March 2023.

Our journey starts from 1 June 2020 as per RBI guidelines, We are a leading microfinance company dedicated to financial inclusion and community upliftment. We started providing individual loans like Business and Personal loan from 10 Thousand to 1Lakh. REAL SMART MICRO FINANCE ASSOCIATION registered on H. NO.- 2, Ahmedpur, Shivpur, Varanasi (Uttar Pradesh).

Market Opportunity Real Smart Micro Finance Association

India's microfinance market is exploding, reaching ₹13 lakh crore by 2024 (MFIN). This massive growth signifies an untapped potential. Millions remain unbanked, especially in rural areas. RS MFA fills this gap by offering microloans, empowering individuals and businesses.

Business Partner

  • Rising Entrepreneurship: Microloans fuel the growing wave of low-income entrepreneurs, boosting grassroots economic activity.
  • Working Capital Needs: Small businesses leverage microloans to manage operations and propel growth.
  • Investing in the Future: Microloans empower individuals to invest in education and skills, unlocking future potential.

Our Vision


To become the most preferred and fast-growing financial institution among small and medium enterprises through commitment, honesty, innovation, responsibility and team building.

Our Mission


10,000 Active Customers in Financial Year 2024-2025 (31-03-2025).

The mission statement focuses on a specific and measurable goal for the financial year 2024-2025, which is to reach 10,000 active customers.